Our Services

Business Loan

Eligibility criteria

Everyone who meet the five basic criteria below are eligible for business loan

• Nationality should be Indian.
• Minimum age: 24 years and Maximum age: 70 years
• Business vintage should be 1 year or above.
• CIBIL score should be 750 or above.
• Business must be profitable for the past 2 years.

Additional criteria: The applicant must own a residence, shop, office or godown.

Documents required

Below are the documents required for completing your application process

• KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
• Proof of business ownership (Trade licence/ITR/Establishment/Sales tax certificate).
• Income proof (ITRs and computation/ balance sheet (audited by a registered CA)/ P/L.
• Profit/Loss statement for the past two years).
• Last 6 months bank statement.

Home Loan

Eligibility criteria

Below are the housing loan eligibility criteria for the individuals:

• Nationality should be Indian.
• Minimum age: 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).
• Minimum income: Rs 15000 per month (Salaried) and Rs. 12000 (Self-employed).
• CIBIL score should be 750 or above.
• Co-applicant should be family member (If applicable).

Documents required

If you are eligible for home loan, check below the documents required:

• KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
• Last 3 months salary slip (Salaried) and Business profile (Self-employed).
• Processing Fee and CERSEI cheques.
• Signature proof.

Auto Loan

Eligibility criteria

We offer auto loans for your favourite car. Check below the eligibility criteria for the same

• Nationality should be Indian.
• Minimum age: 21 years and Maximum age: 60 years (Salaried) and 65 years (Self-employed).
• Net income should be Rs. 10,000 per month or above.
• Applicants should have working experience for at least 2 years.
• Applicants must stay at their current residence for at least 1 year.

Documents required

Below are the documents required for applying for auto loan

• KYC documents (Aadhar card / Voter's ID / Passport / PAN card).
• Income proof ( Salaried: Current 6 month's salary slips / Past 3 month's bank statement / Form-16 / Updated ITR and
• Self-employed: Past 3 month's bank statement / Balance sheets / P&L accounts / Updated ITR ).
• Signature verification.
• Copy of vehicle registration certificate.

Gold Loan

Eligibility criteria

Everyone who meet the five basic criteria below are eligible for gold loan Nationality should be Indian

• Minimum age: 21 years and Maximum age: 70 years
• Purity of gold should be 18K to 22K.
• If bank-minting coins, then 24 karats and up to 50 gms per applicant
• The applicant should be Salaried, Self-Employed Professional, Businessman, Farmer, or Trader.

Documents required

Following are the documents required for gold loan

• KYC documents (Aadhar card / Voter's ID / Passport / PAN card).
• 2 passport size photographs.
• Application form for gold loan.

Insurance

Finance your premium payments for life, health, or general insurance.Maintain uninterrupted coverage without cash flow worries.Quick and convenient application process.?

Are you overwhelmed by looking at all the different options available on the market these days?

Well, rest easy because finding the ideal insurance policy and the provider becomes easy using Star Powerz. A contract represented by a policy is insurance where you receive financial protection or reimbursement against a specific loss from the insurer. Whether it is a home, life, or car insurance policy, our financial solutions are time-saving.

Credit Cards

Convert your outstanding credit card bills into manageable EMIs. Avoid high interest rates and gain control over your finances. available?

Want to learn more about attractive credit card offers to cater to your needs?

Well, we have got you covered! A credit card is a thin piece of plastic issued by financial institutions to facilitate easy and immediate borrowing from a pre-approved limit. Making a purchase has never been this easy before. All it takes is a single swipe of the card. Avoid spending hours searching for the right credit card catering to your financial needs using Star Powerz.

Education Loan

Want to pursue your educational dreams?

Looking for funds to chase your goal of higher education abroad?

But don’t know how to go about this? Well, Star Powerz has got you covered. Loans to aid the borrower pursue their educational needs and requirements from a reputed institution or college both nationally and internationally. Don’t hesitate to chase your educational dreams! Obtaining a loan has become easier than ever before, but carefully vetting through the best options is a time-consuming process. Use our Loan Eligibility and EMI calculator to make things simple.

Working Capital

Manage your day-to-day business expenses with flexible working capital solutions designed to maintain cash flow and support uninterrupted operations.

Need funds to keep your business running smoothly?

Working Capital solutions help businesses manage short-term financial requirements such as inventory, supplier payments, and operating expenses. Explore suitable financing options to maintain liquidity and support ongoing business growth.

Medical Equipment Loans

Finance essential medical equipment and upgrade your healthcare facilities with flexible solutions tailored to your business requirements.

Looking to upgrade your healthcare infrastructure?

Medical Equipment Loans can help healthcare providers finance essential equipment, modern technology, and facility upgrades. Explore suitable financing options to enhance your capabilities and support the growth of your healthcare services.

Commercial Vehicle Loans

Expand your fleet and strengthen your business operations with flexible financing solutions for commercial vehicles.

Ready to expand your business fleet?

Commercial Vehicle Loans help businesses finance vehicles required for transportation, logistics, and other operational needs. Explore suitable financing options for expanding your fleet and increasing your business capacity.

Agri Loans

Support your agricultural business with flexible financing for equipment, infrastructure, warehouses, and other operational requirements.

Looking to expand and strengthen your agricultural operations?

Agri Loans provide financing solutions for agricultural equipment, infrastructure, warehouses, and related business needs. Explore suitable options to invest in modern infrastructure, expand operations, and support sustainable growth.

Loan Against Property (LAP)

Unlock the value of your residential or commercial property with flexible financing for your personal or business needs.

Looking to unlock the financial value of your property?

Loan Against Property allows eligible property owners to leverage their property and access funds for business expansion, education, medical expenses, or other financial requirements. Explore suitable loan options from leading financial institutions based on your eligibility.

Loan Against Security

Access funds against your eligible investments while continuing to hold your securities and benefit from flexible financing options.

Need liquidity without selling your investments?

Loan Against Securities allows you to leverage eligible shares, mutual funds, bonds, and other investments to meet your financial requirements. Explore suitable financing options from leading financial institutions based on your securities and eligibility.