Business Loan

Eligibility criteria

Everyone who meet the five basic criteria below are eligible for business loan

• Nationality should be Indian.
• Minimum age: 24 years and Maximum age: 70 years
• Business vintage should be 1 year or above.
• CIBIL score should be 750 or above.
• Business must be profitable for the past 2 years.

Additional criteria: The applicant must own a residence, shop, office or godown.

Documents required

Below are the documents required for completing your application process

• KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
• Proof of business ownership (Trade licence/ITR/Establishment/Sales tax certificate).
• Income proof (ITRs and computation/ balance sheet (audited by a registered CA)/ P/L.
• Profit/Loss statement for the past two years).
• Last 6 months bank statement.

Home Loan

Eligibility criteria

Below are the housing loan eligibility criteria for the individuals:

• Nationality should be Indian.
• Minimum age: 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).
• Minimum income: Rs 15000 per month (Salaried) and Rs. 12000 (Self-employed).
• CIBIL score should be 750 or above.
• Co-applicant should be family member (If applicable).

Documents required

If you are eligible for home loan, check below the documents required:

• KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
• Last 3 months salary slip (Salaried) and Business profile (Self-employed).
• Processing Fee and CERSEI cheques.
• Signature proof.

Car Loan

Eligibility criteria

We offer auto loans for your favourite car. Check below the eligibility criteria for the same

• Nationality should be Indian.
• Minimum age: 21 years and Maximum age: 60 years (Salaried) and 65 years (Self-employed).
• Net income should be Rs. 10,000 per month or above.
• Applicants should have working experience for at least 2 years.
• Applicants must stay at their current residence for at least 1 year.

Documents required

Below are the documents required for applying for car loan

• KYC documents (Aadhar card / Voter's ID / Passport / PAN card).
• Income proof ( Salaried: Current 6 month's salary slips / Past 3 month's bank statement / Form-16 / Updated ITR and Self-employed: Past 3 month's bank statement / Balance sheets / P&L accounts / Updated ITR ).
• Signature verification.
• Copy of vehicle registration certificate.

Gold Loan

Eligibility criteria

Everyone who meet the five basic criteria below are eligible for gold loan Nationality should be Indian

• Minimum age: 21 years and Maximum age: 70 years
• Purity of gold should be 18K to 22K.
• If bank-minting coins, then 24 karats and up to 50 gms per applicant
• The applicant should be Salaried, Self-Employed Professional, Businessman, Farmer, or Trader.

Documents required

Following are the documents required for gold loan

• KYC documents (Aadhar card / Voter's ID / Passport / PAN card).
• 2 passport size photographs.
• Application form for gold loan.

Insurance Loan

Are you looking for an attractive life, home, or car insurance policy?

Are you overwhelmed by looking at all the different options available on the market these days?

Well, rest easy because finding the ideal insurance policy and the provider becomes easy using Star Powerz. A contract represented by a policy is insurance where you receive financial protection or reimbursement against a specific loss from the insurer. Whether it is a home, life, or car insurance policy, our financial solutions are time-saving.

Credit Card Loan

Want to apply for a credit card but are confused given the choices available?

Want to learn more about attractive credit card offers to cater to your needs?

Well, we have got you covered! A credit card is a thin piece of plastic issued by financial institutions to facilitate easy and immediate borrowing from a pre-approved limit. Making a purchase has never been this easy before. All it takes is a single swipe of the card. Avoid spending hours searching for the right credit card catering to your financial needs using Star Powerz.

Education Loan

Want to pursue your educational dreams?

Looking for funds to chase your goal of higher education abroad?

But don’t know how to go about this? Well, Star Powerz has got you covered. Loans to aid the borrower pursue their educational needs and requirements from a reputed institution or college both nationally and internationally. Don’t hesitate to chase your educational dreams! Obtaining a loan has become easier than ever before, but carefully vetting through the best options is a time-consuming process. Use our Loan Eligibility and EMI calculator to make things simple.

Corporate Loan

Are you planning to expand your business to another sector?

Want to have additional working capital for running your business smoothly?

Search no more as Star Powerz is here to your rescue. Corporate loans are available for Project finance (Commercial and real estate finance), Invoice discounting (All types of distributors), Raw material purchase credit, Working capital, Cash credit, and BG, LC and SBLC discounting. We have joined hands with incredible lending partners that include ICICI, Axis, Tata Capital, and Bajaj. With us on your side, it’s time to take your business to another level. Way to go!